The Budget Mom
The Budget Mom
  • Видео 237
  • Просмотров 16 909 693
BBP REAL LIFE BUDGET | Single Mom + Savings Goals
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.
I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.
If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on RUclips, please reach out to budgets@thebudgetmom.com.
Today, we are looking at TBM Family member Meghan's information. Meghan is a single mom who lives in Maryland. She works two jobs and has had an issue using payday loans in the past. She struggles with spending and she wants to start saving for m...
Просмотров: 31 050

Видео

My Savings Goals Binder | Save Cash With Me
Просмотров 18 тыс.Месяц назад
Sinking Funds have been a game changer on my financial journey! When I had debt, I started with a Christmas sinking fund and my savings goals have grown after becoming debt-free. Using the savings visuals helps with motivation and visually seeing progress. Nothing is more frustrating then saving money and not feeling like your savings is growing. ➡️ SAVINGS ENVELOPES & TRACKERS: bit.ly/3uVQrea ...
Where Did All My Money Go?? April Budget Breakdown!
Просмотров 11 тыс.Месяц назад
Not only do I show where my dollars went, but I also discuss if I stuck to my budget limits. What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information. One of the first steps to creating and sticking to a realistic budget is tracking your expen...
Mastering Money: How I Start My Day Financially Strong!
Просмотров 77 тыс.Месяц назад
Over the past ten years, I have been working on consistency and establishing a morning financial routine that sets me up for success. Throughout April, I recorded all of the morning routine videos I usually only post to Instagram for RUclips. Here is the entire month! ➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I ➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj ➡️ FINDING YOUR WHY: bit.ly/3aJUryj ➡...
Breaking Down My Budget: March Money Update!
Просмотров 20 тыс.2 месяца назад
I am so excited to have Ryen back for this March budget recap! The last time we showed Ryen's budget, she was one year away from being debt-free. She shares where she is now! I show my "Where Did My Money Go?" worksheets and discuss my $8,000 expense in March! CHAPTERS 00:00 Budget & Life Update With Ryen 27:25 Miko's Paycheck Budget Tracker 29:14 Miko's Budget Category Breakdown 34:02 Miko's I...
Join Me In Making Delicious Sourdough Bread - Sharing My Tips
Просмотров 11 тыс.3 месяца назад
I never thought I would ever be on video talking about breadmaking. Since starting my sourdough journey almost four months ago, I have become obsessed. I set out on a mission to learn all that I can and consistently bake good loaves to feed my family and share with friends. A couple of important notes: I just learned that the "poke test" that I talked about in the video is NOT used to determine...
February Spending: Where Did All My Money Go?
Просмотров 17 тыс.3 месяца назад
I wanted to do another detailed video going over my closing out process for my budget, and filling out the Where Did My Money Go? worksheets! CHAPTERS: 00:00 Intro 00:42 My Expense Trackers 05:46 Budget VS Actual Spending 07:16 Budget Category Breakdown 11:16 Investment & Savings Breakdown 14:15 Spending Comparison 15:41 The TBM Wallet 16:16 Conclusion ➡️ ST PATRICK'S DAY CASH ENVELOPES: bit.ly...
Wrapping Up My Budget Before Payday | Budget By Paycheck
Просмотров 27 тыс.3 месяца назад
I am back, baby!! It's been a while since I did a budget recap or a video reviewing my payday routine! Today, I am doing both in one video! CHAPTERS: 00:00 Intro 02:33 My Expense Tracker 06:00 February Budget 06:43 Where Did My Money Go 13:43 New Tracking Period | Payday 17:16 Stuffing Cash Envelopes 18:37 Savings Goals 25:07 Conclusion ➡️ ST. PATRICK'S DAY ENVELOPES: bit.ly/3PaIqJ9 ➡️ SAVINGS ...
Mastering Meal Planning On A Budget: Plan B Edition
Просмотров 21 тыс.3 месяца назад
Have you ever got home from picking your child up from school, got home, go to start dinner, only to realize you forgot to thaw out the meat? What about not wanting to make a recipe that's on your meal plan for the week? What if something comes up and you no longer have time to make dinner? Real life happens, so I am prepared to eat at home even when I can't make what's on my original meal plan...
Life Updates + Q&A | Instagram Live
Просмотров 24 тыс.4 месяца назад
I finally remembered to record my Instagram Live for RUclips! I wanted to post this video here because I answered many questions, like "When will you be back on RUclips?" I give an update and more of a backstory about my mom's passing and what I have struggled with the most since I lost her back in April. I answer questions about becoming a good saver and discuss the topic and trend of "loud bu...
ORGANIZE YOUR VACATION MEMORIES - Organization Tips
Просмотров 10 тыс.7 месяцев назад
This video was heavily requested after I shared some of my vacation boxes on Instagram! I don't know what my posting schedule will be yet on RUclips, but I hope to get back to budget recaps soon! PRODUCTS IN VIDEO: ➡️ Amazon Storefront: amzn.to/3SxMSEj HELPFUL LINKS: ➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I ➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj ➡️ FINDING YOUR WHY: bit.ly/3aJUryj ➡️...
DEBT & SAVINGS TRACKERS: Money Motivation & How To Use
Просмотров 43 тыс.Год назад
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (bit.ly/2PDmTHz), in my TBM Shop (bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com. CHAPTERS 00:00 Intro 00:37 Why you should use financial trackers 04:37 Savings Goals 08:32 Graphic Tracker for Debt 13:16 Lined Tracker for Debt 20:43 Tips ...
BBP REAL LIFE BUDGET | Paying Off Debt + Debt Free
Просмотров 105 тыс.Год назад
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals. I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method. If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show o...
IG LIVE: HOW TO CLOSE OUT YOUR BUDGET | Budget Tips
Просмотров 33 тыс.Год назад
Back on March 1st, I did an Instagram Live all about closing out your budget. This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about. What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information. One...
CLOSING OUT MY BUDGET | Step-By-Step + Budget With Me
Просмотров 51 тыс.Год назад
CLOSING OUT MY BUDGET | Step-By-Step Budget With Me
JANUARY 2023 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 28 тыс.Год назад
JANUARY 2023 BUDGET RECAP | Budget By Paycheck Budget Tips
BBP REAL LIFE BUDGET | Single Mom + Savings Tips
Просмотров 59 тыс.Год назад
BBP REAL LIFE BUDGET | Single Mom Savings Tips
DECEMBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 25 тыс.Год назад
DECEMBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
MY 2023 BUDGET WORKBOOK | PLANNER + WORKSHEETS
Просмотров 93 тыс.Год назад
MY 2023 BUDGET WORKBOOK | PLANNER WORKSHEETS
BBP REAL LIFE BUDGET | Single Income + Savings Goals
Просмотров 46 тыс.Год назад
BBP REAL LIFE BUDGET | Single Income Savings Goals
NOVEMBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 23 тыс.Год назад
NOVEMBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
OCTOBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 18 тыс.Год назад
OCTOBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
BBP REAL LIFE BUDGET | Single Mom + Living in Orange County
Просмотров 53 тыс.Год назад
BBP REAL LIFE BUDGET | Single Mom Living in Orange County
SEPTEMBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 30 тыс.Год назад
SEPTEMBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
AUGUST 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 21 тыс.Год назад
AUGUST 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
My 2023 Savings Goals | Saving Tips
Просмотров 142 тыс.Год назад
My 2023 Savings Goals | Saving Tips
JULY 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 29 тыс.Год назад
JULY 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
BBP REAL LIFE BUDGET | Stay-At-Home Mom + Single-Income Family
Просмотров 56 тыс.Год назад
BBP REAL LIFE BUDGET | Stay-At-Home Mom Single-Income Family
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
Просмотров 31 тыс.Год назад
JUNE 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
MY LIVE RICH PLANNER | WEEKLY PLANNER + ORGANIZATION
Просмотров 55 тыс.2 года назад
MY LIVE RICH PLANNER | WEEKLY PLANNER ORGANIZATION

Комментарии

  • @janineygot7450
    @janineygot7450 6 часов назад

    Finally found a method that I can relate to. I hope this gets updated as well. 😊

  • @amandac4624
    @amandac4624 День назад

    I always look forward to your videos!! They helped me get out of debt and I’ll be forever grateful!! ❤ Have you thought about making separate worksheets for investments for people who are also out of debt? 😊 that way you don’t have to edit it every time!

  • @user-lx4rj1dw2d
    @user-lx4rj1dw2d 2 дня назад

    I would love a copy of your book. Sadly my budget doesn't have space for it. Thank you for the free videos ❤

  • @justme4171
    @justme4171 4 дня назад

    Use erasable pen

  • @Retracandassenav
    @Retracandassenav 5 дней назад

    🎉🎉🎉

  • @lisivelazquez65
    @lisivelazquez65 5 дней назад

    I liked your method on how you explained yourself on Real Life budget. It took me 1 year to be able to pay off my debt... And yes it was shameful. But I've been doing ok now.

  • @alethlumagbasboniol4473
    @alethlumagbasboniol4473 7 дней назад

    ❤❤❤

  • @Chloera503
    @Chloera503 7 дней назад

    Great video 💗🌷

  • @lovealwaysjasmine
    @lovealwaysjasmine 8 дней назад

    I do this using your older method (clear envelopes). Great ways to organize!

  • @samsorensen5100
    @samsorensen5100 9 дней назад

    I can't hear the video.

  • @margaretturner3251
    @margaretturner3251 10 дней назад

    Hello nice video do you had a monthly saving budget book that can keep my savings plan.take care.❤😊🙏🙏❤

  • @BritneyHill-nn2ki
    @BritneyHill-nn2ki 10 дней назад

    Where do we find the saving goals cover sheet?

  • @barbaragibson612
    @barbaragibson612 11 дней назад

    I would put the marathon under "hobbies" if you have that category.

  • @user-lp5qv7qo8k
    @user-lp5qv7qo8k 11 дней назад

    If you’re on a fixed income, buy a house where there’s no jobs

  • @stephaniehale5547
    @stephaniehale5547 11 дней назад

    I pay for to two monthly plan but you never sent me nothing I think you are a big thief .

  • @pennysavedisapennyearned
    @pennysavedisapennyearned 12 дней назад

    Hi I have been binge watching your videos. I do wish you would come back. I finally started my highlighting budgeting today. Wish me luck with it also taking a 1/4 of my house payment each week. Thank you for what you do

  • @goode2shuz177
    @goode2shuz177 12 дней назад

    This is really good information for someone moving out on their own for the first time. I remember the first time I moved out of my parents house about 50 years ago. I said oh no, I have to buy toilet paper too!? It was a big surprise of all the things I had to purchase for which I was totally unprepared. Thank God for a very understanding mom and dad.

  • @ShannonsBudgets
    @ShannonsBudgets 12 дней назад

    So sorry to hear about your mom. My mom passed away in April as well. Love this video, you dud great

  • @jeanate7912
    @jeanate7912 12 дней назад

    Hi, new subscriber here! Great content!❤

  • @mariaowen-ds9cm
    @mariaowen-ds9cm 13 дней назад

    I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Reynold Felicia

    • @philipgrey-rl8do
      @philipgrey-rl8do 13 дней назад

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

    • @DwanyneWills
      @DwanyneWills 13 дней назад

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.

    • @annaton-oq9jj
      @annaton-oq9jj 13 дней назад

      Isn't that the same Reynold Felicia that my neighbors are talking about, she has to be a perfect expert for people to talk about her so well.

    • @AndersonHood-qe5ps
      @AndersonHood-qe5ps 13 дней назад

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @mariaowen-ds9cm
      @mariaowen-ds9cm 13 дней назад

      SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME

  • @annaton-oq9jj
    @annaton-oq9jj 13 дней назад

    I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Reynold Felicia

    • @mariaowen-ds9cm
      @mariaowen-ds9cm 13 дней назад

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

    • @philipgrey-rl8do
      @philipgrey-rl8do 13 дней назад

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.

    • @DwanyneWills
      @DwanyneWills 13 дней назад

      Isn't that the same Reynold Felicia that my neighbors are talking about, she has to be a perfect expert for people to talk about her so well.

    • @suzzykate
      @suzzykate 13 дней назад

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @annaton-oq9jj
      @annaton-oq9jj 13 дней назад

      SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME

  • @ONEderfulHomestead
    @ONEderfulHomestead 14 дней назад

    Are there any videos of single parent budgets with more than 1 child?

  • @Marnie-tb7og
    @Marnie-tb7og 15 дней назад

    It would be better to just have one full time job that pays more. A teenage girl with special needs needs her mom around and not gone all the time working. Also why do people buy homes with HOA fees? It makes no sense

  • @AnarialM
    @AnarialM 15 дней назад

    Something that I don't see mentioned often and wish I did is getting rid of the Kindle subscription and joining your local public library. Most have the Libby app for ebooks, and even if you think your town is too small to have anything good most libraries are part of some kind of network that allows for interlibrary loans. Plus many libraries offer so many other programs and funding is so often dependent on people actually using services. Guys please save money and join (and use!) the library!

  • @Melanie-or3ch
    @Melanie-or3ch 15 дней назад

    Hello does anyone know how to get the monthly savings challenge envelopes for 2024..I was getting an email where I got the first three but none since April..:)

  • @KimEsCreations
    @KimEsCreations 15 дней назад

    Ive missed watching these ❤

  • @glendaadams730
    @glendaadams730 17 дней назад

    Love these videos. Hopefully they will help me out too ❤❤❤

  • @margaretfinney6546
    @margaretfinney6546 17 дней назад

    Hi, Your grandma fan here…you are truly an amazing woman and homemaker. Hope you are very proud of yourself. You truly have a gift. 👏🫶🏻 wish I had your advice when I was a young mom.

  • @nancyh1892
    @nancyh1892 18 дней назад

    I watched one of your old videos and saw how you have separate accounts for your sinking funds. I had the ability to do that as well. Got it all done including monthly transfers to each account. It will make my life so easy. Just wanted to say thank you for all your help!

  • @sherylwesterman4987
    @sherylwesterman4987 18 дней назад

    I just started using your workbook in March. Now I'm going through and watching your past videos. THIS ONE has been very helpful. I kinda did this on my own, but this has given me ideas to watch and evaluate further. My husband died late last year. He was self employed. I lost his income completely. I'm on SSDI. I'm not able to increase my income. I'm going to need to sell my house (I own it outright) so I plan on selling items that I might be able to get decent money for. I'm figuring that anything that won't sell for at least $50 is going to be donated. I only have one debt: a Home Equity loan. The principal left is approximately $18K. (5% APR) I pay more than the minimum each month, and throw anything extra that I can on it. I would love to have one of your "makeover" plans to see what I might have missed. Anyhow, thank you so much for this channel. You're helping me more than you know. I'm determined to do well and be a good steward of what I have. I'm sad that my husband died, but I want to live! ❤

  • @AdisCandra
    @AdisCandra 18 дней назад

    ive missed this series so much! my baby is turning 1.5yrs and i remember binge watching this series throughout my entire third trimester!!

  • @CherylHutcheson78
    @CherylHutcheson78 18 дней назад

    Im coming up to this a year later. Can you please link the article mentioned about the starting balance part? I feel like that is something I'm not doing the way you are and it's frustrating me because I account for my bills ahead of time and I'm getting frustrated

  • @jillphillips1667
    @jillphillips1667 19 дней назад

    No refund policy for her New 100 day envelope system in a box. Too small of envelopes to fit larger amounts and they are not laminated so the durability is questionable. I will always love and recommend her newsletters, system and the "Budget by Paycheck". I have bought one for a Christmas gift and my daughter's birthday gift.

  • @alexandrapeguerogarcia1838
    @alexandrapeguerogarcia1838 19 дней назад

    Hi Miko! I LOVED THIS VIDEO! Can you make this video every month and put it on RUclips? This information was super helpful! I really enjoyed watching it! Thank you for all you do Miko and for always sharing your knowledge with us! Love ya!!! ❤️🥰😘

  • @LaraZandonellaPiton
    @LaraZandonellaPiton 19 дней назад

    In US you made all receipes so complicated adding this and that. In Italy salad pasta has as condiment: salt, pepper, olive oil and some mayo, if you like it. That's it. Light and full of taste.

  • @Birdmom1823
    @Birdmom1823 20 дней назад

    💜💙💜💙💜

  • @vanessabarnes2169
    @vanessabarnes2169 20 дней назад

    I appreciate this type of video. In this budget I would definitely look closer at the eating out and grocery bill portions. It seems excessively high for 2 people. I bet with a little meal planning and grocery list that bill could be lower. Make eating out more of a special treat versus a "I am tired, drive through it is." It is amazing how one less meal out/or drink can add up to great savings. I wish you great luck! It can be done.

  • @michellehopkins7765
    @michellehopkins7765 22 дня назад

    I'm SO HAPPY that you're doing videos on RUclips again!!! I listen to(and sorta watch) them when I'm dashing!!!

  • @SeriouslySaving
    @SeriouslySaving 22 дня назад

    Love your videos. Such an inspiration. Ive learned so much.

  • @michelleadams5609
    @michelleadams5609 22 дня назад

    Is there a video where you show how you saved for the house in over a year? I'm still not understanding how this is achieved. In your talking head on buying the house with cash, you don't answer the question, so I'm wondering if there's a video that shows your budget breakdown where you saved that much money after you announced on your blog you were buying a house with cash? I'd love to do the same!

  • @brookefluty4616
    @brookefluty4616 23 дня назад

    These are my favorite, and I've missed them so much!!!

  • @janicerobertson2213
    @janicerobertson2213 23 дня назад

    ❤Love your content ✨️ been watching u and learning for a while so educational ❤these videos are life changing and I use to be a payday loans girlie had 7 years ago but when u add up that interest it definitely can be stuffed somewhere else ty ty and your sleeve tattoo my son is 9 he and I are in ❤

  • @adlpaz44
    @adlpaz44 23 дня назад

    Thank you for this series 💝🌺 👌

  • @melslife89
    @melslife89 23 дня назад

    Gym membership might be to cover the kids daycare.

  • @Lover30583
    @Lover30583 23 дня назад

    Wow she needs to really focus on paying back those HOA fees, because they can actually foreclose on your condo if you get too behind on them!

  • @mamajengaming2831
    @mamajengaming2831 23 дня назад

    I'd be inclined to use the SSI payment for all daughter items (monthly and long term) and use her own paychecks for herself.

  • @gabilafora4204
    @gabilafora4204 24 дня назад

    I started this with my husband in different bank accounts for Christmas and he loved, so this year we are making for all birthday, holidays, Christmas, everything, and we are having 2 holidays, its the best thing ever.

  • @pennysavedisapennyearned
    @pennysavedisapennyearned 24 дня назад

    I’d love to see more videos like this!

  • @debbiemckenna5
    @debbiemckenna5 24 дня назад

    1st Just my opinion she should take her X to FAMILY COURT SO THE CHILD SUPPORT COMES EIGHT OUT OF HIS CHECK 2. Take out and alcohol 0 I3All of the Mosi Netflix ect Cancel

  • @LSBContractingLLC
    @LSBContractingLLC 25 дней назад

    To be a successful business owner and investor, you have to be emotionally neutral to winning and losing. Winning and losing are just part of the game. Risk comes from not knowing what you are doing.

    • @BarbaraPearson55
      @BarbaraPearson55 25 дней назад

      Absolutely!! I'll have to be financially stable in every sense before living a luxurious lifestyle. The best thing to do with your money is to invest rightly because money left saving will end up with no returns.

    • @ZhannaDavidova
      @ZhannaDavidova 25 дней назад

      At 60 years old and newly retired, my external retirement funds total around One million two hundred and fifty thousand dollars.. With no debt and minimal retirement fund allocation relative to my portfolio's value over the last three years, I recognize the importance of a financial advisor. Neglecting them isn't an option; however, thorough research is vital to find a trustworthy fiduciary advisor

    • @sebastiaanthijn7982
      @sebastiaanthijn7982 24 дня назад

      I'd be retiring or working less in 8 years, and considering this financial recession, Im deciding to begin taking up skilled trades. I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, learn around $130K per year but nothing to show for it yet.

    • @rodgertim2881
      @rodgertim2881 24 дня назад

      You should contribute to your retirement diligently, or better still look into financial planning don't come to youtube for advise, consult a Local or trusted online broker/planner.

    • @cherylhills3227
      @cherylhills3227 24 дня назад

      People downplay planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like ERIC PAUL ELMER.